Equal Monthly Installment Amount (EMI)
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This calculator is an estimate and not contractual.
Apply Loan Now
This calculator is an estimate and not contractual.
Apply Loan Now* Loans might be subject to fees (refer to the tariff page).
Get an Amret's home Improvement and small housing loan to build or renovate your house and realize your dream house.
Easy Documents
Accept all types of collateral certificates as well as third-party collateral
Fast Approval Process
Loan approved and disbursed within 3 days of applying
Online Loan Application
Apply online without the hassle of visiting the branch
> Up to USD 100,000
> 3 days maximum to get a loan
> Flexible duration and repayment plan
> Possible to get several loans in parallel
> Convenient loan repayment options: More than Amret’s 150 branches.
> Entitled to get Loan Repayment Insurance
> Accept all types of collateral certificates as well as third party collateral
> You need one of the following documents:
1. Nationality Identity Card (still valid) or
2. Passport (still valid) or
3. Family book (only the head of the family with photo)
4. Birth certificate
5. Residence book (only for the head of the family)
- In case of using any of the above official documents, other additional documents can be obtained as follows (if any):
1. Nationality Identity Card (still valid)
2. Family book (only the head of the family with photo)
3. Birth certificate
4. Residence book
5. Driver's license (non-permanent) (still valid)
6. Civil Servant ID Card (still valid)
7. Certificate of photo issued by local authority (Commune / Sangkat)
- In case of official use of these two documents (birth certificate and residence book), one additional document is required as follows:
1. Driver's license (non-permanent) (still valid)
2. ID card
3. Certificate of photo issued by local authority (Commune / Sangkat)
> Business Related Document (If Available)
> Collateral (Hard or Soft Title)
| Maximum Loan Amount | Interest Rate | Loan Term |
|---|---|---|
| KHR 400,000,000 | Up to 0.75% Per Month | 03 - 120 Months |
| USD 100,000 |
*Amret reserves the right to modify pricing without prior notice.
Required documents include:
1. Official identification: Cambodian National ID, Passport, Driver’s License, Civil Servant ID, Family Book (with photo), or a certificate issued by local authorities (Commune/Sangkat)
2. Property for collateral: hard title or soft title
You can apply through:
• Amret Mobile app
• Online loan application: https://www.amret.com.kh/en/loan-application-form
• Directly at any Amret branch
• By calling (+855)93 999 111 or (+855)23 999 033
Yes. Additional loans can be applied through your loan officer, at the branch where you are borrowing, or by contacting us at (+855)93 999 111 or (+855)23 999 033.
1. Amret branches (Mon–Fri, 8:00 AM–4:00 PM, excluding holidays)
2. Amret Mobile: transfer money or scan loan payment easily, quickly, and free of charge
3. Amret partners: Wing agents, True Money agents
4. Other institutions: transfer repayment via the same bank
Interest rates depend on negotiation with your loan officer but do not exceed 1.5% per month.
Loan approval typically takes a maximum of 3 days, depending on the loan review process.