Flexi Term Deposit

Flexi Term Deposit

Invest any amount you have in Amret flexi term deposit, where you can be assured of safety and high interest rate of up to 5.25%. Enjoy a Flexibility of partial withdrawal without losing the interest rate of remaining amount.


High Interest Rate
Earn interest rate up to 5.25 p.a

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Flexible Savings Plan
Start saving as low as 5,000 USD


Full Access to Your Money
Withdraw money anytime and still get some interest

> Starting amount as low as 5000 USD
> Interest rate up to 5.25%
> The interest rate income will receive on maturity

​​​​​​​> You can always withdraw the money before term whenever you need it: you will still get some interest.

You need one of the following documents:
1. National ID card
2. Passport
3. Driver's license
4. Civil servant ID card
5. Family book (with photo)
6. Certified letter issued by local authority ​​​

Interest Rate

Term Minimum Deposit amount Annual interest rate
Withdraw at Maturity
KHR USD KHR USD
12 Months 20,000,000         5,000 5%
18 Months
24 Months 5.25%
36 Months

*Amret reserves the right to modify pricing without prior notice.

Frequently Asked Questions

What are the required documents to open a goal account?

To open a Goal Account, you need one of the following identity documents:
1. National ID card
2. Passport
3. Driver's license
4. Civil servant ID card
5. Family book (with photo)
6. Certified letter issued by local authority
​​​​​​​7. or Monk Identification Card"

Is interest from my savings account subject to tax?

Interest from a savings account is taxed at the following rates:
- 6% for Cambodian Resident
​​​​​​​- 14% Non-Resident

Can I close my goal account before the maturity date?

You can close your goal account before maturity date. However, the interest rate offered for the pre-closure account is only 1%.

Can I close my goal account at a non-home branch?

Yes, you can! Account closure at a non-home branch is subject to a $3 service charge. However, if your home branch is in Phnom Penh, you can close your account at any branch in Phnom Penh free of charge.

Can a foreigner open a goal account? What are the required documents?

A foreigner can open a goal account. The required documents include a passport and the certificate of residence or workplace (if any).

You can choose the option to enable money withdrawal by one person during the account opening.(You can choose the desirable withdrawal criteria upon opening the account)

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