Equal Monthly Installment Amount (EMI)
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This calculator is an estimate and not contractual.
Apply Loan Now
This calculator is an estimate and not contractual.
Apply Loan Now* Loans might be subject to fees (refer to the tariff page).
Get an Amret's home Improvement and small housing loan to build or renovate your house and realize your dream house.
Easy Documents
Accept all types of collateral certificates as well as third-party collateral
Fast Approval Process
Loan approved and disbursed within 3 days of applying
Online Loan Application
Apply online without the hassle of visiting the branch
> Up to USD 30,000
> 3 days maximum to get a loan
> Flexible duration and repayment plan
> Possible to get several loans in parallel
> Convenient loan repayment options: Amret’s 156 branches, more than 10,000 Wing and True agents, and 1,800 Amret’s field staff
> Entitled to get Loan Repayment Insurance
> Accept all types of collateral certificates as well as third party collateral
> Official Identity Document: National ID card, Passport, Driver's License, Civil Servant ID Card, Family book (with photo) or Certified letter issued by local authority
> Business Related Document (If Available)
> Collateral (Hard or Soft Title)
| Maximum Loan Amount | Interest Rate | Loan Term |
|---|---|---|
| KHR 120,000,000 | 1.2% - 1.5% | 3 - 60 Months |
| USD 30,000 |
*Amret reserves the right to modify pricing without prior notice.
1. Official Identity Document: National ID Card, Passport, Driver's License, Civil Servant ID Card, Family Book (with photo) or Certified Letter issued by the local authority (commune/sangkat level)
2. Business Related Document (if available)
3. Collateral (hard or soft title)
1. Contact your nearest Amret's branch
2. Contact us via 093 999 111 / 023 999 033
3. You can also contact us through:
- Website: https://amret.com.kh/
- Facebook: https://web.facebook.com/amret.com.kh/
- Amret Mobile App
Yes, you can! We will assess your application to determine whether you are qualified for an additional loan. Our customer relations officer will contact you about the status.
1. At any Amret's branch, Monday to Friday (except for public holidays), 7:00 AM to 3:30 PM.
2. Amret Mobile App
3. Amret's partners:
- Wing Agents/Wing Money App,
- TrueMoney Agents/TrueMoney App,
- Or Pi Pay App
4. Doorstep service: our field officer will collect the payment at your doorstep.