Whether you need an account for business operation or day-to-day payments, the Personal Convenient Account (COA) is your solution with high-level security and an interest rate of up to 3.5%!
Be it a cash withdrawal, bank deposit, money transfer, or bill payment – COA accounts enable you to perform transactions anytime and anywhere through comprehensive delivery channels include Amret's 156 branches, 160+ Mobile Saving Officers, 1,200+ National Shared Switch ATMs, 10,000+ Wing and True agents, and the Amret Mobile App.
> Visit your nearest Amret's branch
> Present valid identification such as your ID card, passport, driving license or family book (with photo)
> Our staff will help you fill in an application form
> You will receive a savings passbook or certificate
> Transfer or withdraw cash for free at any Amret's ATMs
> Perform cash withdrawal at a low service fee via 1,200+ National Shared Switch ATMs with your Amret's ATM card
> Perform cashless payments in stores or supermarkets equipped with a CSS’s POS terminal
> 24/7 transactions through Digital Banking
> Check and manage your budget via Amret Mobile app
> Check balance or print mini bank statement via Amret’s ATMs
> Minimum opening balance of only 3 USD
> Competitive interest rate
> Access our mobile teller service to save every day at your doorstep
| Currency | KHR | USD | Annual Interest Rate |
|---|---|---|---|
| Account Balance | ≤ 40,000,000 | ≤ 10,000 | 0.50% |
| > 40,000,000 - 80,000,000 | > 10,000 - 20,000 | 2.50% | |
| > 80,000,000 | > 20,000 | 3.50% |
*Amret reserves the right to modify pricing without prior notice.
| Conditions | KHR | USD |
|---|---|---|
| Initial deposit amount (Green card) | 40,000 | 10 |
| Initial deposit amount (Gold card) | 400.000 | 100 |
| On-going balance (Green card) | 20.000 | 5 |
| On-going balance (Gold card) | 200.000 | 50 |
*Amret reserves the right to modify pricing without prior notice.
| Fee on ATM Card | KHR | USD |
|---|---|---|
| Primary and Supplementary Initial Issuance (Instant Card) | Free | |
| Card replacement with reason damage or broke | ||
| Re-issue PIN | ||
| Card Replacement with reason lose card | ||
| Primary and Supplementary Initial Issuance (Personalized Card) | 20,000 | 5 |
| Card Cancellation before 03 months | 12,000 | 3 |
| Monthly Charge for Green Card | 1,000 | 0.25 |
| Monthly Charge for Gold Card | 2,000 | 0.50 |
*Amret reserves the right to modify pricing without prior notice.
ATM card is totally free. However, you are required to make an initial deposit of KHR 20,000 or $5 for the green ATM card and KHR 200,000 for the Gold ATM card.
The monthly fee for an ATM card is as follows:
- Green ATM card: 1,000 KHR
- Gold ATM card: 2,000 KHR
Please contact our contact center to report your lost card. You can request a new ATM card at your home branch.
You can request a new password by contacting our call center via 093 999 111 / 023 999 033. The fee is 1,000 KHR.
Yes! You can withdraw cash at any bank's ATMs with the CSS (Cambodian Shared Switch) logo.
The daily limit for cash withdrawal from ATM is as follows:
- Green ATM card: KHR 4,000,000 or $1,000
- Gold ATM card: KHR 4,000,000 or $2,000
Yes, you can at any Amret's branch that has ATM and Pin Pad machine.
Currently, you can purchase or settle online bill via Acleda POS machine or CSS POS machine without fee charge.
Currently, Amret's ATMs are available in main provinces and cities such as:
- Branches in Phnom Penh: Bak Tuk, Mao Tse Tung, Choam Chao, Heng Ly Market, Kandal Market, Psa Doem Thkov, Tek Thla, Toul Tumpong, Steung Meanchey, Chhuk Meas, Boeng Keng Kong, Toul Kouk.
- Branches in Provinces: Sihanouk Ville, Somrong Tong, Kampong Cham, Soung, Battambong, Kampot, Kampong Chhnang, Siem Reap, Ta Khmao and Steung Sen.
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