Equal Monthly Installment Amount (EMI)
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This calculator is an estimate and not contractual.
Apply Loan Now
This calculator is an estimate and not contractual.
Apply Loan Now* Loans might be subject to fees (refer to the tariff page).
Flexible loan product to manage your cash flow and help grow your business with fast disbursement and flexible collateral and documents. Your client relationship officer is here to serve you at your doorstep, with 30 years’ business expertise.
Easy Documents
Accept all types of collateral certificates as well as third-party collateral
Fast Approval Process
Loan approved and disbursed within 3 days of applying
Online Loan Application
Apply online without the hassle of visiting the branch
> Up to USD 300,000
> 3 days maximum to get a loan
> Flexible duration and repayment plan
> Possible to get several loans in parallel
> Convenient loan repayment options: More than Amret’s 150 branches.
> Follow-up your loan status on Amret Mobile App
> Entitle to Loan Repayment Insurance
> Accept all types of collateral certificates as well as third party collateral
> You need one of the following documents:
1. Nationality Identity Card (still valid) or
2. Passport (still valid) or
3. Family book (only the head of the family with photo)
4. Birth certificate
5. Residence book (only for the head of the family)
- In case of using any of the above official documents, other additional documents can be obtained as follows (if any):
1. Nationality Identity Card (still valid)
2. Family book (only the head of the family with photo)
3. Birth certificate
4. Residence book
5. Driver's license (non-permanent) (still valid)
6. Civil Servant ID Card (still valid)
7. Certificate of photo issued by local authority (Commune / Sangkat)
- In case of official use of these two documents (birth certificate and residence book), one additional document is required as follows:
1. Driver's license (non-permanent) (still valid)
2. ID card
3. Certificate of photo issued by local authority (Commune / Sangkat)
> Business Related Document (If Available)
> Collateral (Hard or Soft Title)
| Maximum Loan Amount | Interest Rate | Loan Term |
|---|---|---|
| KHR 1,200,000,000 | Up to 0.75% per month | 120 Months (Negotiable) |
| USD 300,000 | ||
*Amret reserves the right to modify pricing without prior notice.
1. Official identification: Cambodian National ID, Passport, Driver’s License, Civil Servant ID, Family Book (with photo), or a certificate issued by local authorities (Commune/Sangkat)
2. Property for collateral: hard title or soft title
3. Business-related documents (if any)
• Amret Mobile app • Online loan application: https://www.amret.com.kh/en/loan-application-form
• Directly at any Amret branch
• By calling (+855)93 999 111 or (+855)23 999 033
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Yes. You can apply through your loan officer, at the branch where you currently borrow, or contact us for more information at (+855)93 999 111 or (+855)23 999 033.
1. Amret branches (Mon–Fri, 8:00 AM–4:00 PM, excluding holidays)
2. Amret Mobile: transfer money or scan payment quickly and free of charge
3. Amret partners: Wing agents, True Money agents
4. Other institutions: transfer your repayment via the same bank
Interest rates depend on negotiation with your loan officer but do not exceed 1.5% per month.
Loan approval typically takes a maximum of 3 days, depending on the loan review process.