Equal Monthly Installment Amount (EMI)
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This calculator is an estimate and not contractual.
Apply Loan Now
This calculator is an estimate and not contractual.
Apply Loan Now* Loans might be subject to fees (refer to the tariff page).
Get an Amret's agriculture loan for land, crops, animals, or equipment. Our loan disbursement and repayment options are specifically adapted to your seasonal activities and incomes. Your client relationship officer is here to serve you at your doorstep, with 30 years of Agri expertise.
Easy Documents
Accept all types of collateral certificates as well as third-party collateral
Fast Approval Process
Loan approved and disbursed within 3 days of applying
Online Loan Application
Apply online without the hassle of visiting the branch
> Up to USD 300,000
> 3 days maximum to get a loan
> Flexible duration and repayment plan
> Possible to get several loans in parallel
> Convenient loan repayment options: More than Amret’s 150branches.
> Entitle to Loan Repayment Insurance
> Accept all types of collateral certificates as well as third party collateral
> You need one of the following documents:
1. Nationality Identity Card (still valid) or
2. Passport (still valid) or
3. Family book (only the head of the family with photo)
4. Birth certificate
5. Residence book (only for the head of the family)
- In case of using any of the above official documents, other additional documents can be obtained as follows (if any):
1. Nationality Identity Card (still valid)
2. Family book (only the head of the family with photo)
3. Birth certificate
4. Residence book
5. Driver's license (non-permanent) (still valid)
6. Civil Servant ID Card (still valid)
7. Certificate of photo issued by local authority (Commune / Sangkat)
- In case of official use of these two documents (birth certificate and residence book), one additional document is required as follows:
1. Driver's license (non-permanent) (still valid)
2. ID card
3. Certificate of photo issued by local authority (Commune / Sangkat)
> Business Related Document (If Available)
> Collateral (Hard or Soft Title)
| Maximum Loan Amount | Interest Rate | Loan Term |
|---|---|---|
| KHR 1,200,000,000 | Up to 0.75% per month | 120 Months (Negotiable) |
| USD 300,000 |
*Amret reserves the right to modify pricing without prior notice.
Required documents include: 1. Official identification: Cambodian National ID, Passport, Driver’s License, Civil Servant ID, Family Book (with photo), or a certificate issued by local authorities (Commune/Sangkat)
2. Property for collateral: hard title or soft title
3. Agricultural-related documents (if any)
You can apply through:
• Amret Mobile app
• Online loan application: https://www.amret.com.kh/en/loan-application-form
• Directly at any Amret branch
• By calling (+855)93 999 111 or (+855)23 999 033
Yes, you can! We will assess your application to determine whether you are qualified for an additional loan. Our customer relations officer will contact you about the status.
1. At any Amret's branch, Monday to Friday (except for public holidays), 7:00 AM to 3:30 PM.
2. Amret Mobile App
3. Amret's partners:
- Wing Agents/Wing Money App,
- TrueMoney Agents/TrueMoney App,
- Or Pi Pay App
4. Doorstep service: our field officer will collect the payment at your doorstep.
Yes. You can apply for additional loans through your loan officer, at the branch where you are borrowing, or contact us at (+855)93 999 111 or (+855)23 999 033 for more information.
1. Amret branches (Mon–Fri, 8:00 AM–4:00 PM, excluding holidays)
2. Amret Mobile: transfer money or scan loan payment easily, quickly, and free of charge
3. Amret partners: Wing agents, True Money agents
4. Other institutions: transfer repayment via the same bank
Interest rates depend on negotiation with your loan officer but do not exceed 1.5% per month.
Agricultural credit is a loan designed to support investment and expansion of agricultural activities, such as purchasing land, planting crops, raising livestock, or buying seeds, fertilizers, and equipment to increase productivity and sustainable income.