Goal Account

Goal Account

You want to buy a motorbike, save for your children’s school or your retirement? You want to put money aside in case of emergency needs or unexpected opportunities? Start an Amret Goal Account even with a very limited amount, deposit the amount of your choice regularly, and receive high interest rates until you reach your goal! ​​​​​​​

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High Interest Rate
Earn interest up to 7.25% p.a.

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Flexible Savings Plan
Start saving as low as 5 USD

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Full Access to Your Money
Withdraw money anytime you need it and still get some interest

> Start saving  as low as 5 USD
> Chose currency KHR or USD and period you want to save for
> The longer you save, the more interest your money earns: up to 7.25% pa

​​​​​​​> You can always withdraw the money before term whenever you need it: you will still get some interest.

You need one of the following documents:
1. National ID card
2. Passport
3. Driver's license
4. Civil servant ID card
5. Family book (with photo)
6. Certified letter issued by local authority
​​​​​​​7. or Monk Identification Card

More Details

Condition Monthly Deposit Amount Annual Interest Rates
KHR USD KHR USD
6 Months 20,000 5 5.00% 5.00%
12 Months 5.50% 5.50%
24 Months 6.00% 6.00%
36 Months 6.50% 6.50%
48 Months 7.00% 7.00%
60 Months 7.25% 7.25%

*Amret reserves the right to modify pricing without prior notice.

Frequently Asked Questions

What are the required documents to open a goal account?

To open a Goal Account, you need one of the following identity documents:
1. National ID card
2. Passport
3. Driver's license
4. Civil servant ID card
5. Family book (with photo)
6. Certified letter issued by local authority
​​​​​​​7. or Monk Identification Card"

Is interest from my savings account subject to tax?

Interest from a savings account is taxed at the following rates:
- 6% for Cambodian Resident
​​​​​​​- 14% Non-Resident

Can I close my goal account before the maturity date?

You can close your goal account before maturity date. However, the interest rate offered for the pre-closure account is only 1%.

Can I close my goal account at a non-home branch?

Yes, you can! Account closure at a non-home branch is subject to a $3 service charge. However, if your home branch is in Phnom Penh, you can close your account at any branch in Phnom Penh free of charge.

Can a foreigner open a goal account? What are the required documents?

A foreigner can open a goal account. The required documents include a passport and the certificate of residence or workplace (if any).

You can choose the option to enable money withdrawal by one person during the account opening.(You can choose the desirable withdrawal criteria upon opening the account)

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